Hi Neal,

Thanks for the clarification! 

Until there's improvements and greater consistency with respect to Workers Comp coverage, I think at a minimum institutions can easily do a better job of informing potential graduate students of health insurance coverage nuances and potential gaps.  Ideally with focused information tailored to how a student would be funded at said institution.    

Have a great weekend,

Chris

Chris and all,

I totally agree that they should be covered.  My point is the system is broken and the prudent thing is to insure yourself so you do not become a financial victim as well as an injury victim. 

This is essentially the argument that is the basis of the ACS liability insurance for educators. The actual coverage is a confused mess. Why should an educator become a financial victim as the result of doing their job and their employer did not provide any or adequate liability insurance.

If I had my way, there would be a system of uniform WC coverage. If you get compensated for your time/service, you are fully covered for on the job injury. I also would like to see uniform student coverage. If you become ill or injured while a matriculated student, you are covered.

Sorry if I was not clear. The CEN article is indeed shocking. I hope it pushes some positive result.

Neal