Subject: [DCHAS-L] Liability Insurance
Date: Wed, 15 Mar 2017 15:47:01 -0700
Reply-To: neal**At_Symbol_Here**CHEMICAL-SAFETY.COM
Message-ID: 016301d29dde$1009bd60$301d3820$**At_Symbol_Here**

Here is a copy of an email I just received from the Hayes Company, supplier of all ACS Insurances: 

e-Risk Observer

Spring Edition | March 2017

ACS Member Insurance Program: Upcoming Professional Liability Webinar

Hays Affinity is hosting a webinar coming up on March 22nd called Professional Liability: Protect Your Consulting Business from Legal Liability, led by Richard Kissel, lead claims attorney on the ACS Member Insurance Professional Liability program. He will be discussing real-life scenarios of claims and lawsuits that are made against chemists and will offer risk management issues to consider.

Even if you are already covered by our Professional Liability program, this is a great opportunity to ask questions you've always had about your coverage!

If you would like to attend the webinar, you may click on the registration link here

Five Tax Tips for Small Business Owners

With April 15th just around the corner, we found a helpful article that points out some tips specifically for small business owners. As the article explains, tax season can be a very stressful and challenging time for small business owners, so they offer a few helpful tips to help navigate the taxation season.

Plan for Estimated Tax Payments

  • Establish a schedule to consistently transfer a portion of your business’s monthly income to a business account that is dedicated solely to quarterly tax payment.

Organize Financial Records Monthly

  • Create a spreadsheet documenting the details of each receipt and its business purpose — keep a tally of monthly expenses relative to income. 

Review Business Finances Before Year's End

  • Review all business finances at least one month before the end of the year to recognize potential opportunities to minimize your tax burden.

Confirm That You Have Tax-Related Information From Employees and Contractors

  • Secure signed W-9 forms and related tax documents from independent contractors before the tax season begins to ensure you have the necessary information to issue 1099-MISC forms for services performed.

To read the full article, please click here.

Wellness Challenges to Start at Work

Whether you are self-employed or work for a large organization or university, employee health and wellness is a topic that is on everyone's minds. Here are some engaging and healthy ideas that anyone could incorporate at work to help stay on the path of wellness.

Daily physical challenges can be fun, such as:

  • Sleeping at least 7 hours each night
  • Drinking at least 32 oz. of water every day
  • Exercising for 30 minutes 
  • Avoiding the elevator and choosing the stairs
  • Compete in a community event, such as a Walk or Race

Everyone can use some encouragement to eat better, so maybe ideas like:

  • Keeping track of calories
  • Avoiding junk food
  • Preparing healthy meals for lunch

On a personal level, it's imperative that we work to keep our emotional health in tact. Here are a few ideas on ways to continue personal growth:

  • Volunteer at a community organization
  • Take time to enjoy a quiet relaxation or reflection for at least 10 minutes a day
  • Mentor or tutor a child/student
  • Express gratitude to someone

All of these are easy ways to help stay healthy in the workplace. For more ideas, you can read the full article here.

Upcoming Eventsdate_time.jpg

Hays Affinity will be attending the upcoming ACS National Meeting & Exposition. Please come visit us at the Member Insurance Booth! If you'd like to schedule a time to meet with us at the conference, you may do so here

As a reminder, here are the dates we will be exhibiting at the conference:

Sunday: 6PM - 8:30PM and Monday & Tuesday: 9AM - 5PM


The Professional Liability and Chemical Educators Legal Liability plans are endorsed by the Board of Trustees Group Insurance Plans for ACS Members. For more information visit

Hays Affinity   1025 Thomas Jefferson St NW  Suite 425W  Washington,  DC   20007   USA

You are receiving this newsletter from Hays Companies because you opted-in via email or were categorized by a Hays employee as a candidate that would be interested in our content. We hope you find our information useful. If not, you can unsubscribe from our special offers list here.





The information contained in this message is privileged and confidential and protected from disclosure. If the reader of this message is not the intended recipient, or an employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by replying to the message and deleting it from your computer.


ACSafety has a new address:



PO Box 152329


011(619) 990-4908 (phone, 24/7)


We no longer support FAX.


 Please contact me before sending any packages or courier delivery.  The address for those items is:

5340 Caminito Cachorro

San Diego CA 92105



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